Basic auto insurance is what you get to meet the minimum state requirements. There are lots of other options for you to consider adding on to make your auto insurance meet your particular needs. At Trahan Insurance Agency LLC in Griswold, CT, we will work with you to make sure you have all the coverage you need.
The required coverage in Connecticut is liability of 25/50/25 and uninsured/underinsured motorist of 25/50. The liability is $25,000 for the first person injured with a total of $50,000 and $25,000 for property damage. The uninsured/underinsured is also for one person and all people coverage.
Auto Insurance Add-ons
Collision coverage repairs or replaces your vehicle if you are involved in an accident and are the responsible driver. It will also cover you if you are the victim of a hit-and-run or are in a one-person accident.
Comprehensive coverage is known as non-collision, however, it does cover collision with a tree branch if it is blown onto your vehicle. It also covers damage due to hail and flooding. If your vehicle is stolen or vandalized, this is the coverage that will help to repair or replace it. It also covers the glass on your vehicle but with a deductible.
Gap coverage is the insurance that makes up the gap between what the value of your car is and what you owe on your car loan. Cars depreciate as soon as they leave the dealer lot, so it can save you from ending up in the red.
With total glass coverage, your car glass can be replaced without any deductible.
Consult With Us
At Trahan Insurance Agency LLC we provide service for customers in Griswold, CT and the surrounding area. As independent agents, we can offer more choices and the best possible prices.