Category: Home Insurance

Being appropriately covered with insurance is a necessity. A very important form of insurance all people in the Griswold, CT area need to consider getting is home insurance. With the right coverage, you can protect your dwelling and mitigate your personal liability risks. There are various scenarios when it can make sense to start shopping for a new home insurance plan. 

When Buying a New Home

A great time to start looking for a new home insurance policy is when you are going to buy a new home. Your home is a very valuable asset and investment and ensuring you have the right insurance is extremely important. When you take out a  mortgage, your lender will also need to know that you have coverage. Because of this, you should start looking for home insurance as you go through the home-buying and closing process.

When Looking for Other Options

Even if you already have a home insurance plan today, it does not mean you shouldn’t look for another policy. There are various options when it comes to selecting a new home insurance plan. Accordingly, it would be a good idea to shop around on occasion and see what options you have. Not only could you save some money, but you may also receive additional coverage through a new plan. 

We Are Here To Help

There is never a bad time to assess your home insurance needs. Whether you are looking to buy a new home or would like to evaluate your options in the Griswold, CT area, you should call our team with Trahan Insurance Agency LLC. When you work with our team at Trahan Insurance Agency LLC, you can get all of the help necessary to build a proper plan that will meet your needs. 

Homeowners in Griswold, CT and the surrounding area rely on the team at Trahan Insurance Agency LLC for all of their homeowners’ policies. If you’re wondering if it’s time for you to upgrade your policy, we’re here to help. Give us a call or come by our office today.

Signs It’s Time to Upgrade Your Home Policy

If you’ve owned your home for quite some time, and you’re like most people, you probably just renew your home policy year after year without looking at it too closely. This behavior, while understandable, can lead you to a situation where your policy no longer meets your insurance needs.

One of the main changes that could require an upgrade to your policy is an increase in your home’s value. As your home appreciates in value, your insurance needs also increase. You’ll want to make sure that you have adequate protection for your home at today’s value, not the value at the time of purchase.

Another sign that you need to upgrade your policy is that you’ve completed one or more major improvement projects. If you’ve added a garage to your property or have fully renovated your kitchen, it’s time to give your current home policy a closer look. This proactive approach will help prevent you from a situation where you experience a covered event, but the level of coverage you have is inadequate.

We’re to help with all of your insurance needs!

Residents of Griswold, CT can turn to the friendly folks at Trahan Insurance Agency LLC for all of their insurance needs. Whether you have questions about your home policy or another type of insurance, we’re here for you. Give us a call or stop by today. We look forward to seeing you soon!

Owning a home has continued to be a good investment for people throughout the state of Connecticut. Anyone who is living in the Griswold, CT area will want to know that they have obtained proper insurance for their home. As you are looking to purchase a home, there are various factors to think about as you are selecting a new home insurance policy. 

Requirements

One factor to think about when you are looking for a home insurance policy in this area is if you have any requirements. It is very common for property owners to have basic home insurance requirements. If you are living in a home association or have taken out a mortgage, you undoubtedly will have home insurance requirements. It is very important to ensure you are meeting these requirements so you can stay in good standing with such agreements, which can avoid penalization. 

Coverage Levels

You should also consider your coverage level. It is important to consider the costs that it will take to rebuild your dwelling, cover your personal assets, and offset your personal liability risks. When you are shopping for a new home insurance plan, you need to take these factors into consideration and ensure you have the appropriate level of coverage. This can ensure you have support and provide you with peace of mind. 

Reach Out To Us

Choosing the right home insurance plan is always a good idea for those that are in the Griswold, CT area. As you are looking to build a new insurance policy in this area, it would be ideal to call our team with Trahan Insurance Agency LLC. Our insurance team with Trahan Insurance Agency LLC can ensure you are able to understand your options and select a policy that is ideal for your situation. 

There’s a lot that goes into protecting your home. Some threats to your home can’t be detected by a security system. Each year homeowners face expensive damage caused by pests. These pest threats are most significant during the spring and summer. You need to be aware of how to protect your home from these threats. Here at Trahan Insurance Agency LLC, serving the greater Griswold, CT region, and the surrounding areas, we want to help you protect your home.

These are some ways to protect your home from pests this summer:

Get An Inspection 

If you haven’t had your home inspected by a professional pest control specialist in a while, you should consider doing this. These professionals can uncover pest infestations early on. Early intervention can help you avoid some of the expensive damage that can be caused by pests. 

Keep Lawns Well Maintained 

Many pest problems are really a result of poor maintenance in some other aspects of the home, such as the lawn. Allowing grass or underbrush to get overgrown will encourage the colonization of certain types of pests such as ants and termites. 

Keep Your Home Clean 

Other pests are often attracted to accumulated trash or clutter. For instance, cock roaches are often attracted to cardboard boxes and paper. When items such as these are allowed to accumulate, it can result in pest issues. 

Keep Standing Water At a Minimum 

Standing water will attract many different types of harmful insects, including mosquitos. Mosquitos will not necessarily cause damage to your home, but they can be harmful to people and pets on your property. 

Reach Out To Us

If you would like to learn more about protecting your home and insurance services, please contact us at Trahan Insurance Agency LLC, serving Griswold, CT and the surrounding areas.