mobile-navigation Skip to content


Click to Call
Trahan Insurance Agency, LLC

819 Voluntown Rd
Griswold, CT 06351

Get Directions
Trahan Insurance Agency, LLC Blog

Surprising Things Covered by Homeowner’s Insurance

You know your homeowner’s policy covers your home’s structure and your possessions. However, some things are covered that may surprise you. At Trahan Insurance Agency LLC in Griswold, CT, we offer homeowner’s policies to meet your needs. 

Spoiled Food 

Groceries can be expensive. If you have a power outage, you may have to toss everything in your fridge. Your homeowner’s policy will cover the cost of these food items so you can restock your fridge. 

Falling Meteors 

Meteors falling from the sky is probably low on your list of worries, but it does happen occasionally. You can rest assured that if a meteor or other falling object hits your home, your policy will cover the repair or replacement of your home. This coverage includes satellites, meteors, and even airplanes. 

Damaged Outbuildings

Your homeowner’s policy doesn’t just cover your home. It also provides coverage for any other structures on your property. This includes sheds, barns, and outbuildings. You’ll have the money to repair or replace them if they are damaged. 

Wild Animals 

Your homeowner’s insurance won’t help if your dog eats your furniture. However, this is covered if a bear breaks in and damages your home. Your policy may have exceptions for common pests, like rats and squirrels, but damage from wild animals is generally covered. 

Hotel Costs 

If a covered event damages your home and you can’t live in it until it’s repaired, your homeowner’s policy will cover your living expenses. This includes hotel costs or rent and food expenses.  

Homeowner’s Insurance at Trahan Insurance Agency LLC

If you are looking for homeowner’s insurance in Griswold, CT, contact Trahan Insurance Agency LLC. Our experienced agents will help you select a policy that meets your needs.