Choosing the right type of insurance to protect your vehicle is a critical decision that cannot be made lightly. However, it doesn’t have to feel overwhelming or confusing. If you’re located in Griswold CT, working with Trahan Insurance Agency, LLC is a way for you to discover which option is best for you before heading out on the road.
What Liability Coverage Protects
Liability insurance covers others who may be involved in an accident with you. It does not cover any damage your vehicle has sustained or injuries you have sustained as a result of the accident. Here’s when liability insurance makes the most sense:
- You drive an older car with reduced market value
- You do not drive daily or commute to and from work
- You can afford to repair your vehicle out-of-pocket
Full-coverage auto insurance includes the following components:
- Liability insurance
- Collision insurance
- Comprehensive insurance
With collision and comprehensive insurance along with liability insurance, you can protect yourself from:
- Repair costs after being involved in an accident
- Damages that occur (even if the accident was your own fault)
- Theft
- Vandalism
- Fire
- Falling tree branches
- Flood damage
- Animal collisions
- Storm and weather-related damage
Full coverage is best when your vehicle is new or financed and if you rely on your vehicle for commuting daily. If you want protection from unpredictable weather, full coverage is the way to go.
Understanding the differences between liability and full-coverage auto insurance is imperative for any driver, new or old. Whether you’ve just purchased or leased a new car or if you’re reevaluating your existing insurance policy, it’s important to know which type of insurance is right for you and your household. If you’re located in or near Griswold, CT, and you’re in need of new liability or full-coverage insurance, contact Trahan Insurance Agency, LLC for your quote and consultation today.