Even if you take every precaution to keep your property safe and hazard-free, accidents can still occur. Someone may slip and fall down the steps, striking their head. They may trip over an uneven area on your property. In these situations, your home insurance can provide you with protection in a number of ways.
At Trahan Insurance Agency LLC, we work with you to protect you from risks that could be financially costly. For home insurance in Griswold, CT, we can provide a quote tailored to your budget.
How Home Insurance Covers You
As you take into consideration protecting yourself from claims made against you, your home insurance is a core component of that process. Your home insurance includes liability protection, which works to cover you when others make a claim against you.
If someone is injured on your property, your home insurance responds. It also covers you for defamation claims. You have coverage up to the amount of liability insurance you purchased. If, for any reason, a case goes to trial, your insurance will cover the legal defense of your policy while also providing you with financial support for any settlements awarded to those who file a claim against you. This protection only goes as high as your liability limit, and anything beyond that will become an out-of-pocket expense. However, you can purchase higher liability limits for your home policy, or consider adding an umbrella insurance policy to extend liability coverage across your home and auto policies.
Call Us for a Comprehensive Policy
When the time comes to protect yourself from claims, it is critical to have the right insurance in place. We can advise you. Call Trahan Insurance Agency LLC, serving Griswold, CT, and let us help you choose the home insurance that’s right for you.