When you picture the ideal home insurance policy, what comes to mind? You may want maximum protection for your house and everything inside it, but what about other structures on your property? Your garage and sheds can also be vulnerable to damage, and in the event of severe weather, you’ll want to know they’re covered, too.
Fortunately, this can be an important part of your home insurance policy, and we take it seriously at Trahan Insurance Agency LLC. Learn how home insurance applies to other structures in Griswold, CT, and discover how to get the tailored coverage you need to protect every building on your property.
Detached Garages
Coverage for garages can sometimes cause confusion. While attached garages are automatically covered under the standard dwelling portion of your policy, that’s not necessarily true for a detached garage, which is typically treated more like an outbuilding, similar to a shed or gazebo. This is generally addressed under what’s known as Coverage B, which distinguishes between the main dwelling and other structures on the property, including detached garages.
Sheds and Outbuildings
Like detached garages, structures such as sheds also typically fall under Coverage B. This can extend to a wide range of outbuildings, including gazebos, greenhouses, workshops, and other structures not physically attached to the main home. Without the right coverage, these features could be left exposed, so it’s worth reviewing your policy any time you add or update an outbuilding.
Explore Home Insurance Options With Trahan Insurance Agency LLC
Get well-rounded protection for your home, along with your garage, shed, and other important structures on your property. Look to Trahan Insurance Agency LLC for guidance. Serving Griswold, CT, we offer client-first policies designed around your unique needs as a Connecticut homeowner. Learn more about our home insurance policies or reach out to compare quotes today.