There’s nothing that gets your blood pumping quite like the steady sound of bass. Whether you’re a basshead performing hair tricks at the latest meetup or someone with an upgraded head unit, it’s crucial to ensure your equipment is covered in case something happens.
Standard Policies
Most car insurance policies in Connecticut are designed to cover factory-installed equipment, including factory radios. However, they don’t provide the level of coverage needed for upgrades. It’s important to work with an insurance agent at Trahan Insurance Agency LLC to ensure your policy offers sufficient coverage for replacements. Be sure to document the make, model, and replacement cost of all your upgrades.
Theft Coverage
Sound systems, including components such as amplifiers and head units, are among the most commonly stolen items. They can be easily sold for quick profit. Liability auto insurance doesn’t cover theft, so you’ll need to upgrade to a comprehensive policy and ensure your system is included. Speak with an agent about your audio build and request a total cost estimate to ensure you have adequate coverage.
Additional Rider
If you have a more expensive system, you’ll likely need to purchase a rider for additional coverage. Riders provide extra coverage for specifically named items. With a rider, you can have comprehensive coverage for events like theft, tailored specifically to your system.
Insurance agents at Trahan Insurance Agency LLC can help you find the right auto policy to meet your needs. Contact us today to learn more about your options. We proudly serve the Griswold, CT area.